Statistic Sources

[KFF Health Care Tracking Poll]
(https://www.kff.org/health-costs/poll-finding/kff-health-care-tracking-poll-july-2022/)

[U.S. Government Accountability Office (GAO) Report]
(https://www.gao.gov/products/gao-21-394)

[MedPage Today]
(https://www.medpage.com/hematologyoncology/hematology/86773)

[Office of Inspector General (OIG) Report]
(https://oig.hhs.gov/oei/reports/oei-03-19-00320.asp)

National Consumer Law Center (NCLC)]
(https://www.nclc.org/resources/medical-billing-and-collection/)

[Consumer Reports]
(https://www.consumerreports.org/medical-billing/what-to-do-about-surprise-medical-bills/)

[Fraudulent Billing Practices Result in $68 Billion in Excess Costs]
(https://www.ncbi.nlm.nih.gov/pmc/articles/PMC2822592/)2. Employee Financial Strain

[40% of Employees Report Financial Strain Due to Unexpected Medical Bills]
(https://www.kff.org/health-costs/report/2021-health-care-costs-survey/)

[45% of Employers Report Frequent Employee Disputes Over Medical Bills]
(https://www.benefitnews.com/news/employee-disputes-over-medical-bills)

[Health Insurance Premiums for Employers Increased 4% to 5% Annually]
(https://www.kff.org/report-section/2021-employer-health-benefits-survey-summary-of-findings/)

[30% of Employer-Sponsored Health Plans Have Billing Errors]
(https://www.ncsl.org/research/health/billing-errors-in-health-plans.aspx)

[Self-Funded Health Plans Experience 20% Error Rate]
(https://www.businessinsurance.com/article/20200909/NEWS06/912336849/Self-funded-health-plans-error-rates)

[Impact on Credit CFPB Report on Medical Debt]
(https://www.consumerfinance.gov/data-research/research-reports/medical-debt-report/)

[Delayed Treatment Due to Billing Confusion KFF Report on Delayed Care
](https://www.kff.org/health-reform/issue-brief/medical-debt-and-its-impact-on-access-to-healthcare/)

[Medical Debt Bankruptcy AJPH Medical Debt Study]
(https://ajph.aphapublications.org/doi/full/10.2105/AJPH.2013.301485)

[Out-of-Network Charges KFF Out-of-Network Charges]
(https://www.kff.org/report-section/surprise-medical-bills-issue-brief/)

[Patients Unable to Pay NCHS Report on Medical Debt]
(https://www.cdc.gov/nchs/products/databriefs/db391.htm)

[Errors in Hospital Bills Becker's Hospital Review on Billing Errors]
(https://www.beckershospitalreview.com/finance/10-surprising-hospital-billing-errors.html)

[Difficulty Resolving Errors Consumer Reports on Resolving Medical Billing Errors]
(https://www.consumerreports.org/medical-billing/how-to-fix-medical-billing-errors/)

Prescription Over-billing NBC News Report on]
(https://www.nbcnews.com/health/health-news/prescription-drug-prices-why-your-pharmacy-bill-may-be-higher-you-rcna133085)

[National Bureau of Economic Research (NBER) Report]
(https://www.nber.org/papers/w26211)

[Journal of Health Economics Study]
(https://www.sciencedirect.com/science/article/pii/S0167629618302387)

[Urban Institute Research]
(https://www.urban.org/research/publication/medical-debt-and-its-impact-workers)

[Health Affairs Report]
(https://www.healthaffairs.org/doi/full/10.1377/hlthaff.2020.00778)

[American Economic Review Study]
(https://www.aeaweb.org/articles?id=10.1257/aer.20170334)

6. [Federal Trade Commission (FTC) Report](https://www.ftc.gov/reports/medical-debt-collection-report)

[Employee Benefit Research Institute (EBRI) Study]
(https://www.ebri.org/docs/default-source/ebri-issue-brief/ebri_ib_530_medical_debt-1.pdf)

[Health Affairs Study]
(https://www.healthaffairs.org/doi/10.1377/hlthaff.2020.00873)

[Pew Research Center Report]
(https://www.pewresearch.org/social-trends/2019/09/12/american-views-on-college-education/)
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