[Fraudulent Billing Practices Result in $68 Billion in Excess Costs] (https://www.ncbi.nlm.nih.gov/pmc/articles/PMC2822592/)2. Employee Financial Strain
[40% of Employees Report Financial Strain Due to Unexpected Medical Bills] (https://www.kff.org/health-costs/report/2021-health-care-costs-survey/)
[45% of Employers Report Frequent Employee Disputes Over Medical Bills] (https://www.benefitnews.com/news/employee-disputes-over-medical-bills)
[Health Insurance Premiums for Employers Increased 4% to 5% Annually] (https://www.kff.org/report-section/2021-employer-health-benefits-survey-summary-of-findings/)
[30% of Employer-Sponsored Health Plans Have Billing Errors] (https://www.ncsl.org/research/health/billing-errors-in-health-plans.aspx)
[Self-Funded Health Plans Experience 20% Error Rate] (https://www.businessinsurance.com/article/20200909/NEWS06/912336849/Self-funded-health-plans-error-rates)
[Impact on Credit CFPB Report on Medical Debt] (https://www.consumerfinance.gov/data-research/research-reports/medical-debt-report/)
[Delayed Treatment Due to Billing Confusion KFF Report on Delayed Care ](https://www.kff.org/health-reform/issue-brief/medical-debt-and-its-impact-on-access-to-healthcare/)
[Medical Debt Bankruptcy AJPH Medical Debt Study] (https://ajph.aphapublications.org/doi/full/10.2105/AJPH.2013.301485)
[Pew Research Center Report] (https://www.pewresearch.org/social-trends/2019/09/12/american-views-on-college-education/)
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