Your Road to Debt Freedom Starts Here

From the first mile to the final destination, we’re your ally in managing medical debt and overcoming rising healthcare costs.

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Your issues with healthcare and insurance:

America's Surge in Medical Debt

Rising medical debt is increasingly impacting consumer budgets, families, and long-term financial stability in America.

Medical Billing Frustration41% of consumers reported being significantly frustrated with addressing medical billing errors.
Annual Billing ErrorsTens of millions of medical bills may have errors annually, affecting countless patients and families.
High-Cost Mistakes$1 billion paid by patients in billing mistakes involving severe malnutrition diagnosis codes.
Medicare Claim IssuesNearly 50% of Medicare claims include errors, impacting millions of senior beneficiaries.
Prevalent Billing IssuesAs high as 80% of medical bills may contain errors, leading to significant financial strain for patients.
Surprise Medical Expenses60% of patients reported receiving unexpected medical bills due to errors or communication.

How we solve these issues:

Full Advocacy Services

Our Full-Service Advocacy Program offers expert support in navigating medical billing complexities. With a dedicated team of seasoned professionals, we protect your interests and ensure fair practices. Trust us to handle your medical bills with precision and advocate fiercely for your well-being.

Our Plan Includes:

For just $49.99 per month, benefit from our all-encompassing medical billing support and ongoing advocacy.

  • Proprietary technology identifies and applies financial assistance programs to reduce or eliminate hospital bills.
  • Find low-cost healthcare providers in your area using our data-driven mapping tool.
  • Know care costs before treatment, avoiding surprise bills.
  • We ensure accurate billing, fighting overpricing and unfair charges.
  • We help reduce or eliminate the cost of durable medical equipment.
  • Access prescription coupons and discounts to get medications at the lowest cost.
  • Expertly crafted medical debt guide designed by experts to help you reduce your medical debt.
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    Included in your membership:

    Expert-Crafted Medical Debt Guide

    Created by a doctor with 30+ years in medical debt and hospital billing, and an insurance expert with 30 years in the field, this guide helps you manage and reduce medical debt, protecting you from a broken healthcare system.

    You Are Not Alone

    Medical bills are the leading cause of financial stress, even for those insured. Over 62% of those with substantial medical debt have insurance—an alarming statistic that underlines the gaps in coverage and the need for an informed strategy.

    Nonprofit Hospitals

    Navigate hospital billing practices, particularly with nonprofit hospitals, to leverage over $30 billion in care programs.

    Managing Your Bills

    Detailed sample letters, phone scripts, and expert recommendations to fight back against erroneous bills and ensure accurate pricing.

    Leverage

    Leverage legal protections like HIPAA, ACA, and state medical debt laws to strengthen your negotiation position.

    Unbundling & Up-Charging

    Detailed explanations of medical billing practices such as unbundling and up-charging.

    Negotiation Tactics

    Effective negotiation tactics to address billing discrepancies, reduce costs, and ensure fair treatment from healthcare providers.

    Real Results from Real People

    Hear from others who’ve transformed their medical debt situation with our help. Real stories, real savings.

    "My wife broke her left hip."


    "In November, my wife fell and broke her left hip, Subsequently we received hospital bills in excess of $55,000 from the General Hospital. Thanks to the team they have now been able to get the bill to under $10,000 and won't quit until the bill is 0. I just want to say thank you for taking all this stress out of our lives."
    Larry S.

    "Highly Recommend!!"


    "I found this company when I was going through a very aggressive and challenging medical bill process with a local hospital. The team was invaluable in helping me navigate the issues and even a few since then. I highly recommend engaging with his team if you need assistance with complicated and confusing medical bills."
    Simon O.

    "Crushing Debt Resolved!"


    "You all have helped me more than I ever expected. A debt like that is crushing. Thank you for your time and efforts in helping me. My balance with Thomas Healthcare is now only $51.53.  That’s a HUGE difference from where I started at $67K!   Thank you!!"
    T Ramsey.

    Why Join Us?

    The U.S. healthcare system is flawed, but with the right tools and support, you can reclaim control. Experience the advantage of working with professionals who understand the complexities of medical billing and insurance.

    Unmatched ExpertiseOur services are backed by 60+ years of combined experience from a leading doctor and a top insurance expert, ensuring you receive top-notch, practical solutions.
    Compassionate CareWe understand the complexities and stress of medical debt. Our solutions are designed with empathy and dedication to support you through every step of your journey.
    Innovative ApproachLeveraging advanced technology, we offer unique solutions that are both effective and user-friendly, helping you manage and reduce your medical debt efficiently.

    Advocacy That Fights for Your Family’s Health & Financial Freedom

    Our all-inclusive membership delivers expert support to help you navigate healthcare costs, secure discounts, and access financial assistance—so you can focus on living your life without the stress.

    Advocacy Membership

    disclosures

    • Hospital Eraser
    • Know Your Costs Before You Receive Care
    • Comprehensive Billing Accuracy Review
    • Money Maps
    • RX Savings up to 80%
    • Discounted DME Supplies
    • Financial Assistance Application Support
    • Pricing Portal
    • Expertly-Crafted Medical Debt Guide
    • State & Federal Law Breakdown
    $49/mo

    Exclusive Discounts for Your Group

    We provide customized group plans with exclusive discounts. Reach out to our team for tailored solutions and personalized support to meet your unique needs.

    Employers

    Give your employees the support they need. We offer customized group plans and exclusive discounts tailored to businesses of all sizes. Show your team you care without breaking the budget.

    Seniors

    Affordable plans designed to meet the unique needs of seniors. We’re committed to helping retirees save on healthcare and live worry-free.

    Veterans

    We’re proud to support those who’ve served. Veterans receive exclusive discounts to help them and their families access the care they need and deserve.

    Nonprofits

    Nonprofit organizations receive exclusive discounts on all plans. We're here to support the impactful work you do every day to make the world a better place.

    Students & Universities

    Students enjoy discounted rates on all plans, while universities and colleges can access group plans designed to meet their unique needs. Empower the next generation with affordable solutions.

    Health & Wellness Professionals

    Supporting those who support others. Health and wellness professionals receive exclusive discounts to help provide affordable care to both themselves and their clients.
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