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    • Your Road to Medical Debt Freedom Starts Here

    From the first mile to the final destination, we’re your ally in managing medical debt and overcoming rising healthcare cost challenges.

    Advocacy SupportExplore Debt Guide
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    The Surge in Medical Debt

    Rising medical debt is increasingly impacting consumer budgets and long-term financial stability in America.

    Medical Billing Frustration41% of consumers reported being significantly frustrated with addressing medical billing errors.
    Annual Billing ErrorsTens of millions of medical bills may have errors annually, affecting countless patients and families.
    High-Cost Mistakes$1 billion paid by patients in billing mistakes involving severe malnutrition diagnosis codes.
    Medicare Claim IssuesNearly 50% of Medicare claims include errors, impacting millions of senior beneficiaries.
    Prevalent Billing IssuesAs high as 80% of medical bills may contain errors, leading to significant financial strain for patients.
    Surprise Medical Expenses60% of patients reported receiving unexpected medical bills due to errors or communication.
    —Explore Additional Statistical Data Here

    Expert-Crafted Medical Debt Guide

    Our doctor with over 30 years of experience in medical debt and hospital billing, alongside an insurance expert with 30 years in the field, have created this powerful guide. This guide arms you with the knowledge to manage and reduce medical debt, protecting you from the pitfalls of a broken healthcare system.

    You Are Not Alone

    Medical bills are the leading cause of financial stress, even for those insured. Over 62% of those with substantial medical debt have insurance—an alarming statistic that underlines the gaps in coverage and the need for an informed strategy.

    Nonprofit Hospitals & Billing

    Learn how to navigate hospital billing practices, particularly with nonprofit hospitals, to leverage over $30 billion in care programs.

    Managing Your Bills

    Use our detailed sample letters, phone scripts, and expert recommendations to fight back against erroneous bills and ensure accurate pricing.

    Leverage

    Leverage legal protections like HIPAA, ACA, and state medical debt laws to strengthen your negotiation position.

    Unbundling & Up-Charging

    Detailed explanations of medical billing practices such as unbundling and up-charging.

    Negotiation Tactics

    Master effective negotiation tactics to address billing discrepancies, reduce costs, and ensure fair treatment from healthcare providers. Equip yourself with strategies to handle your medical debt confidently.
    Expert Insights to Reduce Medical Debt
    Unlock Hidden Savings on Medical Bills
    Avoid Common Billing Traps
    Step-by-Step Dispute Guidance
    Access Financial Aid and Make “Good Faith” Payments
    Leverage Legal Protections for Fair Treatment
    Proven Strategies for Dispute Success
    Detailed Phone Scripts for Negotiation
    Templates for Medical Bill Disputes

    Full Advocacy Services

    Our Full-Service Advocacy Program offers expert support in navigating medical billing complexities. With a dedicated team of seasoned professionals, we protect your interests and ensure fair practices. Trust us to handle your medical bills with precision and advocate fiercely for your well-being.

    For just $49.99 per month, benefit from our all-encompassing medical billing support and ongoing advocacy. This plan includes:

  • Hospital Bill EraserProprietary technology identifies and applies financial assistance programs to reduce or eliminate hospital bills.
  • Money Map: Find low-cost healthcare providers in your area using our data-driven mapping tool.
  • Pricing Portal: Know care costs before treatment, avoiding surprise bills.
  • Negotiation of Care Costs: We ensure accurate billing, fighting overpricing and unfair charges.
  • DME Price Reductions: We help reduce or eliminate the cost of durable medical equipment through patient financial assistance programs.
  • Prescription Savings:Access prescription coupons and discounts to get medications at the lowest cost.
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    Real Results from Real People

    Hear from others who’ve transformed their medical debt situation with our help. Real stories, real savings.

    "My wife broke her left hip."


    "In November, my wife fell and broke her left hip, Subsequently we received hospital bills in excess of $55,000 from the General Hospital. Thanks to the team they have now been able to get the bill to under $10,000 and won't quit until the bill is 0. I just want to say thank you for taking all this stress out of our lives."
    Larry S.

    "Highly Recommend!!"


    "I found this company when I was going through a very aggressive and challenging medical bill process with a local hospital. The team was invaluable in helping me navigate the issues and even a few since then. I highly recommend engaging with his team if you need assistance with complicated and confusing medical bills."
    Simon O.

    "Crushing Debt Resolved!"


    "You all have helped me more than I ever expected. A debt like that is crushing. Thank you for your time and efforts in helping me. My balance with Thomas Healthcare is now only $51.53.  That’s a HUGE difference from where I started at $67K!   Thank you!!"
    T Ramsey.

    Why Join Us?

    The U.S. healthcare system is flawed, but with the right tools and support, you can reclaim control of your medical expenses. Experience the advantage of working with professionals who understand the complexities of medical billing and insurance.

    Unmatched ExpertiseOur guide and services are the result of over 60 years of combined experience in medical debt and insurance. Created by a leading doctor and refined by a top insurance expert, ensuring you receive top-notch, practical solutions.
    Compassionate CareWe understand the complexities and stress of medical debt. Our solutions are designed with empathy and dedication to support you through every step of your journey.

    Innovative ApproachLeveraging advanced technology, we offer unique solutions that are both effective and user-friendly, helping you manage and reduce your medical debt efficiently.

    Choose the Right Solution for You

    Our guide provides a one-time solution, while our advocacy services offer ongoing support for your whole family.

    Advocacy Membership

    Monthly subscription for ongoing advocate support and bill negotiation. Experience our services with peace of mind—cancel anytime, no questions asked.

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    $49/mo
    • Hospital Eraser
    • Money Maps
    • Know Your Costs Before You Receive Care
    • RX Savings
    • Whole Family Included
    • Discounted DME Supplies
    • Financial Assistance Application Support
    • Comprehensive Billing Accuracy Review
    • Pricing Portal
    Start Your Advocacy
    Medical Debt Guide

    One-time purchase for a complete medical debt management solution—includes a full walk-through guide.

    $99
    • Expertly Crafted Walk-Through Guide
    • Medical Bill Terminology to Fight Back
    • Explore Financial Assistance Options
    • State & Federal Law Breakdown
    • Bonus: Printable RX Savings Card - Save up to 80% off.
    Purchase the Guide

    Don't let opportunity pass you by.

    Estimate Your Medical Debt Savings

    Get an instant calculation of your potential savings and learn how you can benefit from our tailored solutions.

    Debt Relief Calculator

    *Estimate your potential savings based on an 85% reduction in debt.

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